Here is a selection of videos about annuities as well as easy to follow tips and information and your questions answered about annuity services ...
How Do Annuities Work? Understanding Annuity Basics
In this video by the American Equity Investment Life Insurance Company you can discover how annuities work, what they are and how annuities can help provide your retirement income.
Read more about annuity FYI here.
How to Calculate the Current Value of an Annuity
In this video you'll learn how to calculate the present value of an annuity and how to calculate the amount of money you need to invest now in order to generate a monthly cash flow for a specified number of years at a fixed interest rate.
Read more about tax shelter annuity.
Are Annuities a Good Investment? Basics of an Annuity Explained
This whiteboard animation video looks at annuities to see if an annuity can be a good investment for you. Basically an annuity is an investment product, usually sold by an insurance company, where the annuity owner will pay the insurance company and in return the insurance company will invest the money and eventually repay the annuity owner based on the key factors that are determined at the start of the annuity.
Read more about annuity definition variable.
Present Value of an Annuity
This video explains how to calculate the current value of an annuity. A formula is presented for calculating the present value of an annuity and an example is used to illustrate the calculations.
Read more about Amerus annuity group.
Annuity Client Education Video
An annuity can help you to plan for retirement so you can focus on living your life without outliving your savings. This video provides a brief overview of 4 different types of annuities.
Read more about annuity FYI.
5 Reasons for NOT Buying an Annuity
Annuities may not be for everyone so here are 5 reasons not to buy an annuity.
Read more about deferred annuity calculator.
How To Calculate The Future Value of an Ordinary Annuity
This video tutorial explains how to calculate the future value of an ordinary annuity using a formula. You'll need to know the amount of money you intend to deposit, the interest rate and the number of years.
Read more about annuity definition variable.
Annuities for Dummies
Easy to understand answers to questions like: What is an annuity? This video explains fixed annuities vs. indexed annuities, variable annuities, immediate annuities vs. deferred annuities, how to fund annuities with qualified and non-qualified funds, guaranteed income for life, how income is calculated, risks of annuities, market strategy vs. indexing strategy, cap and floor, how agents get paid, lifetime income benefit rider, death benefit rider, long-term care rider and how life insurance companies are regulated.
Read more about Amerus annuity group.
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By Robert C Eldridge Jr An annuity and an individual retirement account are two different things, but it is also possible to mix them to create what are known as IRA annuities. The basic concept is to withdraw funds from the retirement account and purchase an annuity. It has to be done carefully, because there are tax implications and strict regulations governing this 'roll-over' of funds from a traditional retirement account to another similar product. [READ FULL ARTICLE]
Investing In Pension Annuities Is The Best Option
By Jasmin Z A person's retirement marks the end of his wealth accumulation phase and this is the time which can be really difficult if he has not made proper plans for his retirement. Planning for the retirement is one of the most important things that a person needs to do while earning. This is because having a proper plan will be the key to a happy and financially secure retirement phase. Pension annuities are the best choice for those who are looking for a guaranteed income post retirement. [READ FULL ARTICLE]
Annuities - Did My Annuity Agent Rip Me Off?
By Tony Bahu If you could only have a crystal ball to see if the annuity you purchased was going to be your best friend or your worst enemy...well, let's take a look and see if you got ripped off by your insurance agent! I often get called from people who own annuities and the first question they ask goes something like this: 'I own a (insert annuity name here). Did I get ripped off? It's not an easy question to answer but let's take a look at that. [READ FULL ARTICLE]
Medicaid Annuities: How Do They Work? (Part 2)
By Gabriel Heiser There is a certain type of annuity that can be useful if you are single and are facing a long-term stay in a nursing home. This article discusses what you need to know before considering this option. [READ FULL ARTICLE]
Life Insurance VS Mortgage Protection
By Lezlee Liljenberg An outgoing question for many homeowners is whether to purchase mortgage protection or standard life insurance. Both options have benefits and all homeowners should have one or the other in order to secure the future of their family. While mortgage protection limits payment to only paying off the mortgage, life insurance allows the beneficiary to utilize the money as they deem necessary under their individual circumstances. [READ FULL ARTICLE]
An Annuity Versus Life Insurance - The Basics
By Gordon H. Smith An annuity is almost like the opposite of life insurance. It continues to pay you a stream of income until you pass away. Life insurance on the other hand pays out to your beneficiaries once you pass on. [READ FULL ARTICLE]
Critical Illness Insurance Features and Benefits
By Robert C Eldridge Jr A critical illness insurance policy is an insurance product wherein the policyholder is provider a lump sum of money defined in the contract under certain circumstance where the person is diagnosed with a critical illness that is also clearly stated in the policy. In certain cases, the policy can be made up in such a way that it ensures a regular monthly payment to the policyholder. Certain surgical procedures are also considered under this insurance coverage. [READ FULL ARTICLE]
Benefits of Selling Structured Settlements Annuities
By Robert J Marks If you've acquired a structured settlement that isn't providing you with your money quickly enough, you can find choices to suit your needs. You discovered that I can get paid from my structured settlement any time you please. There are various firms just sitting there ready to make an offer for it. It really is good that you will discover several corporations and traders searching to buy your settlement, since this signifies that you have alternatives. This indicates that you are in a position to receive several incredible offers since these organizations are attempting to compete with one another. [READ FULL ARTICLE]
Find The Best Annuity Rates The Simple Way
By Mable William The simple way to find the best annuity rates is to use an independent financial adviser (IFA). An IFA will research the entire annuities market, including the enhanced annuity providers to find you the best annuity rates. [READ FULL ARTICLE]
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