By Robert C Eldridge Jr
An annuity and an individual retirement account are two different things, but it is also possible to mix them to create what are known as IRA annuities. The basic concept is to withdraw funds from the retirement account and purchase an annuity. It has to be done carefully, because there are tax implications and strict regulations governing this 'roll-over' of funds from a traditional retirement account to another similar product.
[READ FULL ARTICLE]
By Jasmin Z
A person's retirement marks the end of his wealth accumulation phase and this is the time which can be really difficult if he has not made proper plans for his retirement. Planning for the retirement is one of the most important things that a person needs to do while earning. This is because having a proper plan will be the key to a happy and financially secure retirement phase. Pension annuities are the best choice for those who are looking for a guaranteed income post retirement.
[READ FULL ARTICLE]
By Tony Bahu
If you could only have a crystal ball to see if the annuity you purchased was going to be your best friend or your worst enemy...well, let's take a look and see if you got ripped off by your insurance agent! I often get called from people who own annuities and the first question they ask goes something like this: 'I own a (insert annuity name here). Did I get ripped off? It's not an easy question to answer but let's take a look at that.
[READ FULL ARTICLE]
By Gabriel Heiser
There is a certain type of annuity that can be useful if you are single and are facing a long-term stay in a nursing home. This article discusses what you need to know before considering this option.
[READ FULL ARTICLE]
By Lezlee Liljenberg
An outgoing question for many homeowners is whether to purchase mortgage protection or standard life insurance. Both options have benefits and all homeowners should have one or the other in order to secure the future of their family. While mortgage protection limits payment to only paying off the mortgage, life insurance allows the beneficiary to utilize the money as they deem necessary under their individual circumstances.
[READ FULL ARTICLE]
By Gordon H. Smith
An annuity is almost like the opposite of life insurance. It continues to pay you a stream of income until you pass away. Life insurance on the other hand pays out to your beneficiaries once you pass on.
[READ FULL ARTICLE]
By Robert C Eldridge Jr
A critical illness insurance policy is an insurance product wherein the policyholder is provider a lump sum of money defined in the contract under certain circumstance where the person is diagnosed with a critical illness that is also clearly stated in the policy. In certain cases, the policy can be made up in such a way that it ensures a regular monthly payment to the policyholder. Certain surgical procedures are also considered under this insurance coverage.
[READ FULL ARTICLE]
By Robert J Marks
If you've acquired a structured settlement that isn't providing you with your money quickly enough, you can find choices to suit your needs. You discovered that I can get paid from my structured settlement any time you please. There are various firms just sitting there ready to make an offer for it. It really is good that you will discover several corporations and traders searching to buy your settlement, since this signifies that you have alternatives. This indicates that you are in a position to receive several incredible offers since these organizations are attempting to compete with one another.
[READ FULL ARTICLE]
By Mable William
The simple way to find the best annuity rates is to use an independent financial adviser (IFA). An IFA will research the entire annuities market, including the enhanced annuity providers to find you the best annuity rates.
[READ FULL ARTICLE]