Annuities Reviews | Annuity Fyi | Tax Shelter Annuity | Deferred Annuity Calculator | Annuity Definition Variable | Amerus Annuity Group

Annuities Reviews

Annuities Reviews








The Truth About Annuities Reviews


Just as with most things in life, everyone seems to have a different opinion on everything. The same goes for annuities reviews, they are just as mixed. The key is to understand what your goals or needs are prior to purchasing an annuity. If you choose one that is not right for you and your situation then your review would be negative.

On the other hand, if you research annuities, do your legwork and find one that fits your needs, then you would probably have a much more positive opinion of the annuity. So what must you look for when searching for annuities?

During the research period of annuities reviews, you must ask very specific questions of yourself; including how long can you leave your investment tied up in an annuity. Are you able to put the money in the account and leave it alone for a number of years or will it be something you may have to rely on if you have an emergency arise.

In this sense, are you looking to this as a long-term investment to be used as retirement income? Alternatively, do you need your principle to be fairly liquid in the event of an emergency? Many annuities can be costly to maintain and even more expensive if you must withdrawal the money early.

An annuity can be a great retirement investment for someone that is able to place their money in an account and leave it there for at least eighteen years. However, annuities reviews that tend to be negative may discuss the number of fees and costs that are required to have an annuity. There are maintenance fees, insurance costs and the cost of death benefits, making this an expensive option for someone that is dependant upon the initial invested amount.

On the other hand, these can be innovative options for those that are looking for an interest bearing, tax-deferring way to generate guaranteed income during the retirement phase of life. Positive annuities reviews may include the extensive flexibility they allow in payouts.

One can choose a lump sum, a certain amount of payout during a specified period or it can be used to help cover the remainder of ones life in the event that their other investments ran out. What ever your opinion, you will find mixed annuities reviews when researching your options. One must remain unbiased and make choices based on their individual situation.


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Enhanced Annuities and How to Find Out If You Qualify Based on Your Profile

By Adam Bensons
Enhanced annuities are available for lifestyle habits and medical conditions, today there are some 5,000 medical conditions that could qualify for the higher rates. These medical conditions can be used on their own, such as high blood pressure or in combination with other medical conditions, such as high cholesterol.
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Immediate Annuities Tips

By Robert W Mccormack
When we retire, most of us will lose what has become a comforting fact of life: a steady paycheck deposited directly into our bank accounts, whether every week, every two weeks, or every month. However, we will still need to pay most of the same bills we've always paid, not to mention going shopping for food, clothing, and entertainment. How can we replace that paycheck?
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Mutual Funds vs Annuities vs Structured Settlements

By James T Monaghan
Deciding which option to choose among mutual funds, annuities and structured settlements for being financially stable can be confusing at times. You need to research thoroughly to see which option suits you the most.
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Licensed Annuity Agent Reveals Secret Agenda

By John Mark Diehl
Fixed annuity and equity index annuity sales run rampant at consumers expense, with no disclosure and commission transparency. To quote an annuity salesperson "caveat emptor." Buyer beware!
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The Overlooked Annuity - Equity Indexed Annuities

By Jonathan Tyler
We discuss equity indexed annuities and how they differ, and how their similar to the much more commonly known fixed and variable annuities. You will learn why they exist, and when they might be right for you.
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Annuities Reviews | Annuity Fyi | Tax Shelter Annuity | Deferred Annuity Calculator | Annuity Definition Variable | Amerus Annuity Group